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21st century financial range from 5.99% to 29.99% APR for first-time borrowers, with the lowest rates offered to the most creditworthy borrowers. Minimum loan amount is $5,000.00. Maximum loan amount is $100,000.00. Eligibility is not guaranteed and requires you to meet credit and other conditions, including: (a) continuing to meet prescreened offer criteria; (b) meeting our credit criteria based on your credit report, application, and history; (c) a debt-to-income ratio under 50%; and (d) at least one year of employment.
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DISCLAIMER
Annual percentage rates (APRs) through the 21st Century range from 5.99% to 29.99% APR for first-time borrowers, with the lowest rates offered to the most creditworthy borrowers. The minimum loan amount is $5,000.00. The maximum loan amount is $100,000.00. Eligibility is not guaranteed and requires that you meet credit and other conditions including (a) your continuing to meet the criteria for this prescreened offer; (b) your credit report, application, and credit history meet our pre-established credit criteria; (c) your monthly debt-to-income ratio (i.e., total monthly debt payments divided by monthly gross income) cannot exceed 50%; and (d) you have been employed for at least one (1) year.
21st Century Financial provides consumers a referral service for unsecured loans to unaffiliated participating lenders through a third party lending network.
21st Century does not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry.