Welcome to 21st Century Financial. By using our services, you agree to comply with and be bound by the following terms and conditions. Please review these terms carefully.
Acceptance of Terms: By accessing or using our website and services, you agree to be bound by these Terms and Conditions and our Privacy Policy.
Eligibility: To be eligible for our loans, you must be at least 18 years old, have a valid Social Security number, and meet our credit and employment criteria.
Loan Terms: Loan amounts range from $5,000 to $100,000 with APRs ranging from 5.99% to 29.99%. Loan terms, including interest rates, repayment schedules, and fees, will be provided in your loan agreement.
Use of Service: You agree to use our services only for lawful purposes. You must not use our services to engage in any fraudulent, unlawful, or harmful activities.
Intellectual Property: All content on our website, including text, graphics, logos, and images, is the property of 21st Century Financial or its content suppliers and is protected by copyright and trademark laws.
Limitation of Liability: 21st Century Financial is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our services. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.
Governing Law: These Terms and Conditions are governed by and construed in accordance with the laws of the state in which 21st Century Financial operates, without regard to its conflict of law principles.
Changes to Terms: We reserve the right to modify these Terms and Conditions at any time. Any changes will be posted on this page, and your continued use of our services constitutes acceptance of the modified terms.
